Efficacy of Educational Loans by Public Sector Banks Varghese K.X.a aDepartment of counselor Studies, Jai Bharath Arts and Science College, Perumbavoor, 683554, Kerala and Research Scholar, Karpagam University, Coimbatore, Tamil Nadu, India. e-mail: varghesekeyex2003@yahoo.co.in accounting entry The Indian Banks Association has introduced a model frame regulate for disbursal of raisingal lends in the nation. With the back up of the Central g everyplacening banks have started to provide informational loans for pursuit of higher(prenominal) education to the worthy and needy students in the country. In India, the public firmament banks call for 91 share of the share of banking business and 80 percent of the share of educational loans. It is therefore relevant to involve the strength of educational loan schemes of the public sector banks all over the years vis-Ã -vis the push of the schemes so that useful conclusions can be derived from such an enquiry. OBJECTIVES 1) To try out the framework of the education loan schemes. 2) To redirect examination the progress of the education loans. 3) To examine the impact of the education loans. 4) To judge the repayment pattern of the education loans. 5) To estimate the role of educational institutions in promoting the educational loans.
6) To make suggestions on the basis of the findings of the study. methodology The study is descriptive in nature. two secondary and immemorial data are used to realize and substantiate the study. The study is limited to the state of Kerala where the literacy rate is higher in the country and a substan! tial number of students subsequently secondary education seek higher education. 25 students who availed educational loans during 2007-09 period in a self financing instruction school were surveyed use a structured questionnaire. The sampling proficiency used is responder driven sampling which is a elaboration of the snow testicle sampling. FINDINGS AND SUGGESTIONS...If you want to get a adequate essay, order it on our website:
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